Plasma One: new stablecoin Visa card on POOL BTC
Plasma One is an invite-only neobank on the Plasma blockchain: a self-custodial Visa card, USDC/USDT top-ups, Apple Pay, and up to 4% purchase cashback plus yield on idle balance until you spend. POOL BTC added the card at the top of our crypto card rankings. Download: App Store (iOS). Use invite code XBTBTC at signup.
TL;DR: Plasma One: self-custody Visa, 180+ countries, virtual card in minutes, earn up to ~6%, 2-10% cashback by tier. iOS now (Android soon), invite-only. Code XBTBTC. Compare Tria, Kast, Bybit in our 2026 card guide, free Core promo, Coca Card $10 bonus and Cards section.
What is Plasma One?
Plasma One is a mobile app from Plasma (Chain Technologies Research): a non-custodial wallet on Plasma L1 plus a Visa card that spends your stablecoin balance without manual pre-conversion to fiat. Local currency conversion happens at checkout.
Positioned as a stablecoin account for spending, saving and earning: free user-to-user transfers, yield on idle funds, and cashback on eligible purchases. Official site: plasma.org/personal.
Access is invite-only today. Official codes are free - do not buy from third parties.
Tiers and cashback caps (beta, June 2026)
Plasma One uses tiered pricing: Lite is free, Core is $120/year (or lock 10,000 XPL for 12 months), Platinum has no annual fee but requires locking 100,000 XPL for 12 months. AI categories and flights earn boosted rates on upper tiers.
| Tier | Cost | Cashback | Referral | Notes |
|---|---|---|---|---|
| Lite | $0 | 2% base | 0.25% referral | 1 virtual card, standard fees |
| Core | $120/yr or lock 10,000 XPL | 3% base / 5% AI | 1% referral | ChatGPT Go, 2 virtual cards |
| Platinum | $0/yr, lock 100,000 XPL | 4% base / 10% AI | 1% referral | Claude Pro + ChatGPT Plus, up to $600/yr flights |
Key Plasma One advantages
| Feature | Plasma One |
|---|---|
| Self-custody | Non-custodial wallet on Plasma L1: on-device keys |
| Visa worldwide | 130M+ merchants, 180+ countries, virtual and physical card |
| Apple Pay | Instant virtual card in Wallet, no pre-conversion |
| Earn vault | Up to ~6% on idle balance until you spend (tier-dependent) |
| Free P2P | Zero-fee transfers between Plasma One users |
| Stablecoins | Top up USDC/USDT, local currency conversion at checkout |
How to get the card with code XBTBTC
- Install Plasma One on iPhone (iOS 16.4+).
- Enter invite code XBTBTC at signup.
- Complete KYC and create your wallet (on-device keys).
- Top up USDC/USDT via an available on-ramp.
- Issue a virtual Visa and add it to Apple Pay.
Android is listed as coming soon. Order a physical card in-app after KYC.
Plasma One vs other POOL BTC card picks
Vs Tria (self-custody + 1000+ tokens), Plasma One is stablecoin-native with earn on balance. Kast and Bybit Card excel in LatAm/EEA but are custodial or exchange-tied. Plasma One stands out with L1 + self-custody + free P2P.
For travel POS, see crypto cards at airports and cards that survived the bear market.
Limits and risks
- Invite-only + iOS - no full Android or web onboarding yet.
- Beta pricing - rates and caps may change.
- On-ramp - third-party funding fees apply.
- FX - up to 1% on non-USD on Standard tier.
- Regulation - check residency availability in the app.
FAQ
What Plasma One invite code for POOL BTC?
Use code XBTBTC when registering in the iOS Plasma One app.
Where to download Plasma One?
App Store (iPhone, iOS 16.4+). Android in development.
How much cashback does Plasma One pay?
From 2% on Lite to 4-10% on Platinum in select categories; monthly cap $250-1000 by tier.
Is Plasma One custodial or self-custody?
Self-custody: keys are generated on-device; funds sit on Plasma L1.
Which stablecoins are supported?
USDC and USDT for top-up; Visa spend with local currency conversion at checkout.